Do you have any questions about cards?
We will give you the answer

• 2. How is a debit card different from a credit card?

  Basically, the big difference between the two is the payment method.
  Paying with your debit card always means paying for your purchases with the balance you have in your account at that time. If you do not have enough balance... you will not be able to pay with that card. On the contrary, when you pay with a credit card, you don't have to use your account balance but can use the credit available on the card (up to the limit set in the contract), and repay the credit at the end of the agreed settlement period. Furthermore, paying with a credit card lets you choose either to repay all the credit you spend at the end of the settlement period interest-free (0% NIR, 0% APR) or pay the credit drawn down in instalments, with the associated interest⁷.

• 3. If I use my credit card will I have to pay interest?

  Not necessarily. You decide if you want your credit card to be paid off at the end of the month, repaying all the credit you have drawn during the settlement period agreed. So at the end of this period, you will not pay interest (0% NIR, 0% APR). However, if you opt for repayment by instalments or choose to change your card's standard repayment method to deferred payment, you will pay the associated interest. This allows you greater flexibility of payment. as you will repay the credit you use through monthly instalments of the amount you choose, instead of paying the total amount.⁷

• 4. Can I change the card payment method whenever I want?

  Of course, you can change the card payment method for any of those offered for the card, whenever you want.

• 5. ¿Puedo conectarme a través de mi PC?

  Podrás acceder a todas tus ventajas y consultar tus movimientos únicamente desde el móvil con la app imagin. De esta forma, podrás gestionar tu dinero cuando y donde quieras.